Terms & Conditions

1 Acceptance of Terms

1.1 These Terms govern your access to and use of the clubphp.com website, mobile application, and all associated services (collectively, the "Platform"). By registering an account or using any feature of the Platform, you confirm your unconditional acceptance of these Terms.

1.2 If you do not agree with any part of these Terms, you must immediately cease using the clubphp.com Platform and, if applicable, close your account. Continued use of the Platform following any amendment to these Terms constitutes your acceptance of the revised Terms.

1.3 These Terms should be read in conjunction with our Privacy Policy and our Responsible Gaming Policy, both of which are incorporated herein by reference and form part of the overall agreement between you and clubphp.com.

1.4 clubphp.com reserves the right to modify, update, or replace these Terms at any time. Material changes will be communicated to registered players via email or in-platform notification. The date of the most recent revision is indicated at the top of this page.

2 Eligibility

2.1 Age Requirement. You must be at least twenty-one (21) years of age to register and use the clubphp.com Platform. This requirement is consistent with Philippine laws and regulations governing casino-style gaming. By registering, you represent and warrant that you meet this age requirement.

2.2 Jurisdiction. The Platform is intended for use by residents of the Philippines and other jurisdictions where online gaming is lawfully permitted. It is your sole responsibility to ensure that your use of clubphp.com complies with the laws applicable in your jurisdiction. clubphp.com makes no representation that the Platform is appropriate or available for use in locations outside the Philippines.

2.3 Legal Capacity. You must have the full legal capacity to enter into a binding agreement. Persons who have been self-excluded, voluntarily or involuntarily, from gaming platforms are not eligible to register or maintain an account on clubphp.com.

2.4 Prohibited Persons. The following persons are not eligible to use the Platform:

• Persons under 21 years of age;
• Persons who have previously been excluded from clubphp.com or any affiliated platform;
• Employees, contractors, or agents of clubphp.com or its affiliated companies, and their immediate family members;
• Persons acting on behalf of any of the above categories.

3 Account Registration

3.1 Single Account Policy. Each individual player is permitted to hold only one (1) active account on clubphp.com. The creation of multiple accounts by a single individual — whether under the same or different names, email addresses, or contact details — is strictly prohibited and constitutes a material breach of these Terms.

3.2 Accurate Information. When registering, you agree to provide accurate, current, and complete information. You further agree to update your account information promptly if any details change. clubphp.com reserves the right to suspend or terminate accounts where false, misleading, or incomplete information has been provided.

3.3 Identity Verification (KYC). clubphp.com may require you to complete identity verification procedures ("Know Your Customer" or KYC) at any time, including at registration, prior to processing withdrawals, or when required by applicable regulations. Acceptable identification documents include government-issued IDs recognized in the Philippines (e.g., PhilSys ID, passport, driver's license, SSS/GSIS ID, Voter's ID).

3.4 Account Security. You are solely responsible for maintaining the confidentiality of your clubphp.com login credentials, including your username, password, and any one-time passwords (OTPs). You must notify clubphp.com support immediately if you suspect unauthorized access to your account. clubphp.com will not be liable for any loss resulting from unauthorized use of your account where you have failed to maintain the security of your credentials.

3.5 Account Transferability. Your clubphp.com account is personal to you and may not be transferred, sold, or assigned to any third party. Any attempt to transfer an account will result in immediate suspension.

4 Deposits & Withdrawals

4.1 Accepted Payment Methods. clubphp.com accepts deposits and processes withdrawals via the following payment methods available to Filipino players: GCash, PayMaya / Maya, bank transfer (BPI, BDO, Metrobank, UnionBank, Landbank, PNB, Security Bank), and debit card. All transactions are denominated in Philippine Peso (₱).

4.2 Deposit Conditions. All deposits must be made from payment accounts registered in your own name. clubphp.com does not accept deposits from third-party accounts. Minimum deposit amounts are as specified on the Platform's cashier page and are subject to change.

4.3 Withdrawal Conditions. Withdrawals will only be processed to payment accounts registered in the same name as your verified clubphp.com account. Prior to processing any withdrawal, clubphp.com may require completion of KYC verification. Withdrawal requests are subject to processing times as indicated on the Platform.

4.4 Prohibited Funding Sources. The use of credit cards for gambling deposits is prohibited in accordance with Philippine regulations. The use of cryptocurrency of any kind for deposits or withdrawals is also strictly prohibited on the clubphp.com Platform.

4.5 Anti-Money Laundering. clubphp.com is committed to compliance with applicable anti-money laundering (AML) laws and regulations in the Philippines. We reserve the right to conduct enhanced due diligence on any transaction and to report suspicious transactions to the appropriate authorities as required by law.

5 Bonuses & Promotions

5.1 General Bonus Terms. All bonuses, free spins, cashback offers, and promotional rewards offered by clubphp.com are subject to specific terms and wagering requirements, which will be communicated at the time the promotion is offered. In the event of any conflict between a specific promotion's terms and these general Terms, the specific promotion terms shall prevail.

5.2 Wagering Requirements. Bonus funds must be wagered a specified number of times before they or any winnings derived from them may be withdrawn. The applicable wagering multiplier will be stated clearly in each promotion's terms. clubphp.com reserves the right to void bonuses and associated winnings where wagering requirements have not been met.

5.3 Bonus Abuse. Any attempt to exploit, manipulate, or abuse bonus offers — including but not limited to the use of multiple accounts, coordinated betting strategies designed to circumvent wagering requirements, or any other form of bonus fraud — will result in the immediate cancellation of the bonus, forfeiture of associated winnings, and may result in permanent account suspension.

5.4 Promotion Availability. clubphp.com reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice. Promotions are available only to eligible players as defined in each promotion's specific terms.

6 Prohibited Conduct

6.1 You agree that you will not engage in any of the following conduct while using the clubphp.com Platform:

• Providing false, inaccurate, or misleading information during registration or at any other time;
• Creating or operating more than one account on the Platform;
• Using automated software, bots, scripts, or any other artificial means to interact with the Platform;
• Engaging in any form of collusion, cheating, or fraudulent activity in connection with any game;
• Attempting to reverse-engineer, decompile, or otherwise tamper with the Platform's software or systems;
• Using the Platform for any unlawful purpose, including money laundering or fraud;
• Harassing, threatening, or abusing other players or clubphp.com staff;
• Exploiting software errors, glitches, or vulnerabilities for personal gain. Any winnings obtained through exploitation of a technical error are void and will be reversed;
• Depositing funds obtained through illegal means or from unauthorized third-party payment accounts.

6.2 clubphp.com reserves the right to investigate any suspected breach of this section and to take appropriate action, including account suspension, forfeiture of balances, and referral to law enforcement authorities where warranted.

7 Intellectual Property

7.1 All content on the clubphp.com Platform — including but not limited to text, graphics, logos, game assets, software, audio, video, and the overall design and layout — is the property of clubphp.com or its licensors and is protected by applicable intellectual property laws.

7.2 You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your personal, non-commercial entertainment purposes. This license does not include the right to reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from the Platform without the prior written consent of clubphp.com.

7.3 The clubphp.com name, logo, and all related marks are trademarks of clubphp.com. Nothing in these Terms grants you any right to use these marks without prior written authorization.

8 Limitation of Liability

8.1 To the fullest extent permitted by applicable law, clubphp.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to loss of winnings, loss of data, or loss of profits.

8.2 clubphp.com does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components. We will make reasonable efforts to maintain Platform availability but cannot guarantee continuous, uninterrupted access.

8.3 In the event of a technical malfunction, system error, or communication failure that affects the outcome of a game, clubphp.com reserves the right to void the affected game round and return the wagered amount to the player's account. This shall be the player's sole remedy in such circumstances.

8.4 Nothing in these Terms shall limit or exclude liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under applicable Philippine law.

9 Responsible Gaming

9.1 clubphp.com is firmly committed to promoting responsible gaming among all Filipino players. We provide a range of tools to help players manage their gaming activity, including deposit limits, loss limits, session time limits, cooling-off periods, and self-exclusion options.

9.2 Self-Exclusion. Players who wish to take a break from gaming may request a self-exclusion period through our support team. During a self-exclusion period, your account will be suspended and you will not be permitted to register a new account on the Platform.

9.3 Age Verification. clubphp.com strictly enforces the minimum age requirement of 21 years. We reserve the right to request proof of age at any time and to suspend accounts pending age verification.

9.4 For further information on responsible gaming tools and support resources, please refer to our dedicated Responsible Gaming Policy.

10 Account Suspension & Termination

10.1 clubphp.com reserves the right to suspend, restrict, or permanently close any player account at its sole discretion, with or without prior notice, in the following circumstances:

• Breach of any provision of these Terms;
• Suspected fraudulent, collusive, or criminal activity;
• Failure to complete required KYC verification within a reasonable timeframe;
• Receipt of a chargeback or payment dispute from a player's payment provider;
• Reasonable suspicion that the account is being used by a person under 21 years of age;
• Compliance with a legal obligation, court order, or regulatory directive.

10.2 Voluntary Closure. You may request the closure of your clubphp.com account at any time by contacting our support team. Upon closure, any remaining real-money balance (excluding bonus funds that have not met wagering requirements) will be returned to you via your registered payment method, subject to completion of any outstanding KYC requirements.

10.3 Effect of Termination. Upon termination of your account for any reason, your license to use the Platform is immediately revoked. Provisions of these Terms that by their nature should survive termination — including intellectual property rights, limitation of liability, and governing law — shall continue to apply.

11 Privacy & Data Protection

11.1 clubphp.com collects, processes, and stores personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.

11.2 clubphp.com implements appropriate technical and organizational measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

11.3 You have the right to access, correct, and request deletion of your personal data held by clubphp.com, subject to applicable legal and regulatory retention requirements. To exercise these rights, please contact our support team.

12 Amendments to These Terms

12.1 clubphp.com reserves the right to amend these Terms at any time. Where changes are material, we will provide reasonable notice to registered players via email or in-platform notification prior to the changes taking effect.

12.2 The most current version of these Terms will always be available on this page, with the effective date indicated at the top. Your continued use of the clubphp.com Platform following the effective date of any amendment constitutes your acceptance of the revised Terms.

12.3 If you do not agree with any amended Terms, you must cease using the Platform and may request account closure in accordance with Section 10.2 above.

13 Governing Law & Dispute Resolution

13.1 These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

13.2 Informal Resolution. In the event of any dispute between you and clubphp.com, we encourage you to first contact our support team to seek an informal resolution. The majority of concerns can be resolved quickly and efficiently through our 24/7 live chat support.

13.3 Formal Disputes. If a dispute cannot be resolved informally, both parties agree to submit to the exclusive jurisdiction of the competent courts of the Philippines for resolution of any legal proceedings.

13.4 Severability. If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

14 Contact Us

14.1 If you have any questions, concerns, or feedback regarding these Terms & Conditions, please do not hesitate to reach out to the clubphp.com support team. We are available 24 hours a day, 7 days a week.